01
Know the number.
See the FI target, the portfolio that can actually fund it, and the Coast FIRE point in one coherent read. Property and possessions stay in net worth without pretending they can pay a retirement paycheck.
Built for the FIRE community
The private net worth tracker for people chasing FIRE.
Track your net worth by hand — no bank logins, no data harvesting — and watch a clear path to financial independence take shape. Fuego turns one quiet update a quarter into your FI number, your Coast FIRE date, and the honest story of where you stand.
- No bank linking, ever
- Two minutes a quarter
- Free, always
Your progress, quarter by quarter
Watch a decade of compounding climb.
Every quarter you log becomes a point on the line — past $100K, past Coast FIRE, past $1M, all the way to the flag at your FI number. This is the chart Fuego quietly keeps for you.
Privacy, by construction
Your financial life. Not ours.
Fuego asks for a balance, not a login. No aggregator sits between you and your money, no live pipe watches every transaction, and no credential ever enters the product.
0
bank usernames, passwords, or connections requested
Fuego · privacy model Local-first
You enter · balance only
Brokeragebalance 01
Retirementbalance 02
Homebalance 03
Debtbalance 04
Local ledger
This browser first.
Only the numbers you choose to record.
Optional sync
Encrypted across your devices
Always portable
PDF and Excel, whenever you want
No credentials enter
No transaction surveillance
Delete or export anytime
- 01
No bank linking, ever
Aggregators like Mint and Empower want a live connection to every account you own. Fuego never asks. You type your balances once a quarter — that’s the whole deal.
- 02
Your numbers stay yours
Everything lives in your browser by default. Create a free account only if you want it synced across devices — encrypted, and visible to you alone.
- 03
Free, and it keeps your work
Save it, sync it, export it, delete it — no upgrade required to keep your own numbers. Plenty of free plans elsewhere let you play with a projection and then lose it the moment you close the tab. Yours is still here next quarter.
- 04
Built for the long game
Quarterly, not obsessive. A calm cadence that shows the trend without the noise — the habit that actually compounds over a decade.
Everything the FIRE journey needs
Less dashboard. More clarity.
Fuego keeps the questions distinct: what you have, what can fund your future, and what one change would do. The interface gets out of the way of the answer.
02
Move one assumption. See the life it buys.
Change contributions, spending, retirement age, or returns and watch the answer resolve immediately—more room to spend, fewer years to work, or the exact trade-off between them.
03
Keep the record. Own the record.
Every account, every quarter, in a balance sheet that becomes more useful with time. The Logbook tracks what you put in; Year in Review turns the year into a story; PDF and Excel keep it portable.
How it works
Three steps, then a habit.
- 01
Add your accounts
List what you own and owe — brokerage, retirement, cash, property, crypto, debts. Names and balances, nothing linked.
- 02
Update once a quarter
When a quarter closes, spend two minutes entering where each account stood. Fuego keeps the history and draws the trend.
- 03
Watch FI approach
Your net worth, FI progress, Coast-FIRE date, and projections update instantly — a clear read on how close you really are.
Questions
The short version
Straight answers before you hand over a single number.
Is Fuego really free?
Yes. The core is free and stays free — no ads, no data selling, and no upsell to see your own numbers. Save it, sync it, export it, delete it, all without paying. It’s built and hosted by one person who wanted a private way to track net worth for FIRE.
Do I have to connect my bank?
Never. Fuego has no bank linking at all. You enter your balances by hand, once a quarter — that’s the entire model, and it’s deliberate.
Where is my data stored?
By default, only in your browser. If you create a free account, it syncs across your devices — encrypted, and visible only to you.
What is Coast FIRE, and does Fuego track it?
Coast FIRE is the point where your investments will grow to your FI number on their own, even if you stop contributing. Fuego shows whether you’ve reached it and when.
Is Fuego only for people chasing FIRE?
Not at all. At its heart, Fuego is a clean, private way for anyone to keep tabs on their finances — a quarterly balance sheet, trends over time, and a clear picture of where you stand. The FIRE math is there when you want it, and easy to ignore when you don’t.
Start today
See where you really stand.
Create a free account in about twenty seconds and your numbers follow you to every device — or jump in as a guest to try it first. No bank to link, nothing to lose.
The core is free, always · No credit card